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General liability self-insured retention for 2026/27
Vacaville
Summary
Council raised the deductible the city pays per liability claim from $750,000 to $1 million, saving about $208,000 a year in risk-pool premiums. Stockton dissented, and members directed the savings into a dedicated reserve fund.
At a glance
- Total mentions
- 1
- Last 30 days
- 0
Last discussed Apr 28, 2026.
Impact analysis
💰Financial impact
About $208,000 in annual premium savings, offset by up to $250,000 more exposure per claim.
✅Who benefits
City finances in the short term, if claims stay low.
⚠️Who could be affected
The city itself could pay up to $1 million per claim if a bad claim hits.
Mentions & discussions (1)
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